+234 814 845 6683, +234 807 377 4407

Apply for Your Loan

Complete our comprehensive loan application form and get approved within 24 hours. We make the process simple, secure, and straightforward for all our valued clients.

Fill Application

Complete the detailed form

Upload Documents

Provide required documents

Quick Review

We review your application

Get Approved

Receive approval within 24hrs

Receive Funds

Money sent to your account

Loan Types & Rates

Civil Servant Loan
3.5% Monthly Interest
Federal Worker Loan
4% Monthly Interest
Business Loan
4% Monthly Interest

Required Documents

  • Valid ID Card (National ID/Voters Card)
  • Passport Photograph (Recent)
  • Employment Letter/Appointment Letter
  • Recent Payslip (Latest 3 months)
  • Heckerbella ID (Civil Servants)
  • IPPIS Details (Federal Workers)

Need Help?

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Loan Application Form

Please fill out all sections accurately. All fields marked with * are required.

1
Personal Info
2
Employment
3
Loan Details
4
Financial Info
5
Documents
6
Review
Personal Information
Please select your title
First name is required
Last name is required
Date of birth is required
Please select your gender
Please select your marital status
Valid phone number is required
Valid email address is required
Home address is required
City is required
Please select your state of residence
Employment Information
Please select your employment type
Employer name is required
Job title is required
Staff ID is required
Employment date is required
Years of service is required
Office address is required
Department is required
Loan Details
Please select loan type
Minimum loan amount: ₦10,000
Valid loan amount is required
Maximum duration: 60 months (5 years)
Loan duration is required
Please select loan purpose
Financial Information
Monthly salary is required
Net salary is required
Please select your bank
Valid account number is required
Must match your bank account name exactly
Account name is required
Valid BVN is required
Guarantor's name is required
Guarantor's phone is required
Please select relationship
Guarantor's address is required
Document Upload

Upload Passport Photograph

Click to select or drag and drop your recent passport photograph

Supported formats: JPG, PNG (Max: 2MB)

Upload Valid ID Card

National ID, Voter's Card, Driver's License, or International Passport

Supported formats: JPG, PNG, PDF (Max: 5MB)

Upload Employment Letter

Current appointment letter or employment confirmation

Supported formats: JPG, PNG, PDF (Max: 5MB)

Upload Recent Payslips

Last 3 months payslips (multiple files accepted)

Supported formats: JPG, PNG, PDF (Max: 5MB each)

Review and Submit

Application Summary

Terms and Conditions

  1. I confirm that all information provided in this application is true and accurate to the best of my knowledge.
  2. I understand that Victory Hands MPCS will verify all information provided and may request additional documentation.
  3. I agree to the interest rates and repayment terms as specified for my loan type.
  4. I understand that loan approval is subject to verification of employment and income.
  5. I authorize Victory Hands MPCS to deduct monthly repayments directly from my salary account.
  6. I understand that failure to repay the loan as agreed may result in legal action and credit reporting.
  7. I confirm that I have no existing loans with Victory Hands MPCS that are in default.
  8. I agree to notify Victory Hands MPCS immediately of any changes in my employment status.

Application Submitted Successfully!

Thank you for applying for a loan with Victory Hands MPCS. Your application has been submitted and will be reviewed within 24 hours. We will contact you shortly with the next steps.

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