Welcome to Victory Hands Multi-Purpose Cooperative Society (MPCS)
At Victory Hands MPCS, our core mission is to provide reliable and accessible financial solutions tailored to the needs of Delta State civil servants, political appointees, federal workers, and business owners. We understand the diverse financial challenges our clients face and are dedicated to offering services that empower and support their financial wellbeing.
Our Story
Founded with the vision of creating a cooperative society that fosters financial growth and stability, Victory Hands MPCS has become a trusted partner in the financial journeys of many. Our commitment to ethical practices, transparency, and customer satisfaction has driven our growth and success over the years. We take pride in being a cooperative that truly cares about its members’ financial health.
Our Values
- Integrity: We conduct our business with the highest standards of honesty and fairness.
- Customer-Centric Approach: Our clients are at the heart of everything we do. We strive to understand their needs and provide personalized financial solutions.
- Transparency: We maintain clear and open communication, ensuring our clients are well-informed about our services and terms.
- Community Focus: We believe in contributing to the growth and development of our community through our financial services and outreach programs.
Our Services
Victory Hands MPCS offers a variety of financial products designed to meet the specific needs of our diverse clientele:
- Personal Loans: Helping individuals cover unexpected expenses, consolidate debt, or make significant purchases with ease.
- Business Loans: Supporting local businesses with the capital needed for growth, expansion, and operational needs.
- Emergency Loans: Providing quick and accessible funds during financial emergencies.
Each of our loan products comes with competitive interest rates, flexible repayment options, and a straightforward application process.
Our Team
Our dedicated team of financial experts is passionate about helping our clients achieve their financial goals. With a deep understanding of the financial landscape and a commitment to excellence, our team works tirelessly to provide the best possible service and support. We believe in building lasting relationships based on trust and mutual respect.
Why Choose Us?
Choosing Victory Hands MPCS means partnering with a cooperative that prioritizes your financial success. Our comprehensive range of services, competitive interest rates, and customer-focused approach set us apart. We are not just a financial institution; we are a community committed to helping each member thrive.
Frequently Asked Questions (FAQ)
1. What types of loans does Victory Hands MPCS offer?
- We offer personal loans, business loans, and emergency loans tailored to meet the financial needs of Delta State civil servants, political appointees, federal workers, and business owners.
2. What are the interest rates for the different loan categories?
- Delta State Civil Servants: 3.5% monthly
- Political Appointees: 4% monthly
- Federal Workers: 3.5% monthly
- Business Owners: Starting from 4% monthly
3. How do I apply for a loan?
- You can apply for a loan by completing our online application form available on our website or by visiting our office. Our team will guide you through the process to ensure it is quick and easy.
4. What documents are required for the loan application?
- Required documents typically include a valid ID, proof of employment or business registration, recent payslips or financial statements, and any other documents specific to the type of loan you are applying for. Our team will provide you with a detailed list during the application process.
5. How long does it take to get loan approval?
- We strive to process loan applications as quickly as possible. Typically, you can expect to receive approval within a few business days, provided all required documents are submitted.
6. Can I apply for a loan if I have an existing loan with another institution?
- Yes, you can apply for a loan with Victory Hands MPCS even if you have an existing loan with another institution. Each application is assessed on a case-by-case basis.
7. What happens if I miss a loan repayment?
- If you miss a loan repayment, it is important to contact us immediately. We understand that unforeseen circumstances can occur, and we will work with you to find a suitable solution. Late payments may incur additional fees and affect your credit rating.
8. Can I repay my loan early without penalties?
- Yes, Victory Hands MPCS allows early loan repayment without any penalties. Paying off your loan early can help you save on interest costs.
9. How can I contact Victory Hands MPCS for more information or assistance?
- You can reach us via phone at +234 814 845 6683, email at Support@victoryhandsmpcs.com, or visit our office at Suite 29 Rainoil Plaza Opp. House of Assembly, Asaba, Delta State. Our customer service team is always ready to assist you with any queries or concerns.
10. Are there any hidden fees associated with your loans?
- No, at Victory Hands MPCS, we believe in transparency. There are no hidden fees associated with our loans. All terms and conditions, including any applicable fees, will be clearly communicated to you during the loan application process.